Our Clients
We work with multiple stakeholder types across various sectors
Mobile Money Operators
Whether you are starting to build a mobile money service or have an operational service, we can help you grow.
Investors
Investors trust us to complete a thorough due diligence for emerging market digital targets. We will put together the right team to meet your needs in the time available.
Not for Profit
We offer an independent voice to Not for Profit organisations with real insights on how to make digital financial services scale successfully. We give you the experience you need.
Banks
It's about moving fast - we can help you expand your reach through branchless business models or launch new digital products. We help you compete with the new entrants.
Fintech
We can give you the head start you need for your new fintech business - get the inside story on how to setup, operate and succeed - move fast without breaking things!
Projects we have delivered
Global experience across emerging markets and developing economies
Our Team
Our team members are credible, real-world practitioners with on-the-ground experience, which we openly share on every engagement.
Global CTO
Gareth Pateman
Gareth has played a central role in the technical evolution of Digital Financial Services across Africa, Asia and Latin America since 2007, having led the M-Pesa Technology Centre of Excellence for Vodafone and subsequently as Chief Information and Technology Officer for MFS in Millicom. Gareth commissioned and led the design of the second-generation M-Pesa technology platform.
Sales and Channel Director
Chris Blackburn
Chris formed part of the executive team that launched Vodacom M-Pesa in Tanzania in 2008. He had the key role of Managing Executive of Prepaid Distribution building outlets from 70 to over 10,500.
Chris has worked in Emerging markets for the last 15 years and holds an MBA from CASS Business School.
STRATEGY & COMMERCIALIZATION
Dylan Lennox
After leading M-PESA in both Tanzania and Mozambique, Dylan now coaches and mentors MFX clients to launch or grow DFS services, while advising digital and payment start-ups at the founder and board level. Dylan is proud to support CGAP in achieving its vision of a world where poor people can capture opportunity and build resilience to advance their lives.
Dylan is a member of the South African Institute of Chartered Accountants and a Senior Associate of the Financial Services Institute of Australasia.
TECHNOLOGY & PRODUCT INNOVATOR
Lesley-Ann Vaughan
Lesley-Ann is one of the creators of M-PESA as one of the team of five consultants who delivered the M-PESA platform for Vodafone from concept to launched service.
Lesley-Ann has deep subject matter expertise in MFS initiatives, both telco-led and bank-led.